About eSME l Our Services l Special Scheme l FAQ l Contact Us  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

       
 
 
We eSME provide Advisory, Extraordinary solutions and Write up presentation profile of business loan proposals complying with Bank's standard requirements for all types of related financial credit facility and and government grant as follow :-
 
What services we offer
 

To support our SME customers through the major phases of their business evolution, the eSME offer the following category of services.

 
Advisory Services:
 
The eSME Advisory Centre has been created primarily to prioritise and design service responses to address identified gaps in SME capabilities and resources, developing fact-based analysis and road maps for strategic business development and investment. Depending on the needs of the SME and the phase of your business growth, advisory services would include evaluations, training, orientations and access to knowledge and information on how you can improve or enhance your business performance.
   
Business Acceleration Services:
 
This special category of services is directed towards companies who demonstrate high potential and capacity for accelerated growth. These companies can be micro, small or medium but have competitive products and/or services with access to large market opportunities either domestically or internationally.
   
Information Services:
 
The focus of our information services is to create awareness on the growth and risk issues of businesses through the sharing of available knowledge on benchmarks, industry reports, surveys, R&D projects, and links to other SME knowledge sources.
   
Promotional and Business Matching Services:
 
To support the promotion of SME businesses and also to offer access to potential buyers and markets, the eSME works with the Malaysian Government and private institutions to offer business matching opportunities through direct referrals, trade shows, conferences and seminars.
   
Performance Evaluation Services:
 
Should you require an evaluation of your business, the eSME Advisory Services Centre will be able to organise an assessment of your business from the various impact perspectives on industry, market, operational, financial and general competitiveness perspectives.
 
 
   
 
Who qualifies for the services?
 
The SME Advisory Services Centre is opened to all eSME customers and they include:
 
   
Potential Customers
 
You are a customer seeking financing from the eSME for the first time.
   
Existing Customers
 
You are a customer with one or more loan products with the Bank and seeking advisory support to grow your business. Alternatively, you may also seek advisory support if you are experiencing loan repayment issues and/or business problems.
 
   
Participants
 
You are the special programme customer who have been offered training, incubation and/or business entrepreneurship support. You have not yet obtained financing from the Bank but may be eligible for financing at the next phase of your business growth.
 
 
   
 

What The Advantages Of Using SME business facility solutions

eSME offer highly personalized service and help cut through the red tape that is often involved in securing business loans from banks, government agencies and others financial institutions. You save time by having your loan or lease directed to the most appropriate funding source.

You are not limited to one funding source. A bank has one program, eSME has hundreds of programs, available for their clients

 
   
 
  • Banking Business Loan facilty

  • Trade Line Facility such as BA, LC, TR, BG and others

  • Overdraft Facilities

  • Fixed Loan / Term Loan

  • project and Contract Financing

  • Landed Property Loan and Re-financing

  • Machinery Financing and Refinancing

  • Islamic Financing

  • Microfinancing

  • All Kinds of Grants and Soft Loan from Government Agencies

  • Landed property Loan - New and Refinancing